Creator support

Ko-fi Fee Calculator

Estimate how much you keep from Ko-fi donations, memberships, and shop sales.

Ko-fi is one of the easiest ways for creators to get paid, but payment processing and optional platform fees still affect your real income. This calculator helps you price smarter.

Interactive estimator

Adjust your numbers

Average support or order amountAverage value of each donation, membership payment, or order.

Number of supporters or ordersHow many payments you expect in the selected period.

Ko-fi platform fee rateUse 0 for donation-friendly setups or your applicable seller fee.

Payment processing ratePayPal or card processing usually takes a percentage.

Payment processing fixed feeFixed fee per payment, often used by payment processors.

Reward or fulfillment cost per paymentUse this if supporters receive files, prints, or other perks.

How it works

Formula and assumptions

Use this free Ko-fi fee calculator to estimate platform fees, payment processing, and final take-home earnings from donations and creator shop sales.

Gross revenue = average payment × number of supporters or orders
Platform fee = gross revenue × platform fee rate
Payment fee = number of payments × (average payment × payment processing rate + fixed processing fee)
Net earnings = gross revenue − platform fee − payment fee − delivery cost total

Examples

When creators use this calculator

Small supporter campaign

Estimate how much 40 supporters at $5 each becomes after payment processing.

Paid wallpaper drop

Include reward or delivery costs to check whether a low-priced digital release is still worth it.

FAQ

Common questions

Can I use this for memberships?

Yes. Set the average payment amount and expected member count for one billing period.

What if I only use Ko-fi for donations?

Set the platform fee rate to your current effective rate and keep delivery cost at zero if you send no rewards.

Does Ko-fi charge the same fee everywhere?

No. Fees can vary by plan, feature, country, and payment provider. Treat this as a planning tool, not an official fee notice.